Loan Products

Affordable financing solutions to help you achieve your goals

Personal Loan

For your personal needs

Amount up to

GH₵100,000

Interest rate

18% p.a.

  • Repayment: Up to 36 months
  • Processing: 48-72 hours
  • Minimum 3 months membership
  • Up to 3x your savings balance
  • Flexible collateral options
  • No hidden charges
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Business Loan

Grow your business

Amount up to

GH₵500,000

Interest rate

20% p.a.

  • Repayment: Up to 48 months
  • Processing: 5-7 business days
  • For registered businesses
  • Working capital & expansion
  • Asset financing available
  • Business advisory included
Apply Now

Education Loan

Invest in knowledge

Amount up to

GH₵50,000

Interest rate

15% p.a.

  • Repayment: Up to 48 months
  • Lowest interest rate
  • Tuition, books, accommodation
  • Grace period available
  • Direct payment to institution
  • Parent/guardian can apply
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Emergency Loan

When you need it fast

Amount up to

GH₵10,000

Interest rate

22% p.a.

  • Repayment: Up to 12 months
  • Same-day processing
  • Minimal documentation
  • Medical emergencies
  • Funeral expenses
  • Savings balance as security
Apply Now

Loan Requirements

What you need to apply for a loan

Identification

  • Valid Ghana Card or Passport
  • 2 Passport-size photos
  • Proof of residence

Financial Documents

  • Recent payslips (employed)
  • Bank statements (3 months)
  • Business registration (if applicable)

Guarantors

  • 2 guarantors (CRI members)
  • Guarantor ID documents
  • Or suitable collateral

How to Apply

Simple steps to get your loan approved

1
Apply

Visit any branch or submit online application

2
Submit Documents

Provide required documents for verification

3
Get Approved

Our team reviews and approves your application

4
Receive Funds

Money disbursed to your account

Ready to Apply for a Loan?

Our friendly staff are ready to help you through the process

Apply Online Call Us