Our Story

Our Story

CRI Credit Union was founded in 1985 by a group of visionary community leaders who believed that financial services should be accessible, affordable, and member-focused.

What started as a small cooperative with just 50 founding members has grown into one of Ghana's most trusted credit unions, serving over 15,000 members across 12 branches nationwide.

Throughout our journey, we've remained committed to our founding principles: putting members first, reinvesting in our communities, and providing financial education to help our members achieve their dreams.

Our Purpose

Guided by our mission, vision, and core values

Our Mission

To empower our members with accessible, affordable, and innovative financial services while fostering a culture of savings, responsible borrowing, and financial literacy.

Our Vision

To be Ghana's leading credit union, recognized for excellence in member service, financial innovation, and positive community impact, transforming lives one member at a time.

Our Values

IntegrityExcellenceInnovationCommunityTransparency – These values guide everything we do.

Credit Union Difference

The Credit Union Difference

Unlike traditional banks that exist to maximize profits for shareholders, credit unions are member-owned cooperatives. This fundamental difference means:

Member Ownership

When you join, you become a part-owner with equal voting rights regardless of your balance

Profits Return to You

Our earnings go back to members through better rates, lower fees, and improved services

Community Focus

We invest in local communities, supporting education, health, and development initiatives

Personalized Service

We take time to understand your needs and provide tailored solutions

Our Leadership

Meet the dedicated team guiding CRI Credit Union

Chairman

Dr. Kwame Asante

Board Chairman

Former Bank of Ghana Director with 30+ years in financial services

CEO

Mrs. Efua Mensah

Chief Executive Officer

MBA, Chartered Banker with expertise in microfinance and cooperative development

CFO

Mr. Yaw Boateng

Chief Finance Officer

ACCA, CPA with 20 years experience in financial management and auditing

COO

Mrs. Abena Osei

Chief Operations Officer

Expert in credit union operations, member services, and digital transformation

Our Journey

Key milestones in our 39-year history

1985
Foundation

CRI Credit Union founded with 50 members and GH₵500 in share capital

1995
1,000 Members

Reached our first major milestone and opened our second branch

2005
Digital Banking

Introduced computerized systems and launched phone banking services

2015
Mobile Banking

Launched mobile app and expanded Susu collection network

2020
10,000 Members

Reached 10,000 members milestone, opened 10th branch

2024
15,000 Members

Celebrating 15,000+ members across 12 branches nationwide

Be Part of Our Story

Join CRI Credit Union today and experience the difference of member-owned banking